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Visa® Check (Debit) Card

The Visa Check Card…one of the most versatile and convenient cards you can carry!

Use it at ATMs
Get cash at thousands of ATMs worldwide – just look for the Cirrus® or NYCE® logo.

Use it to pay for purchases
The Visa Check (Debit) Card is the fast and easy way to make purchases. Use it instead of cash, checks or credit cards at all kinds of merchants such as department stores, supermarkets, gas stations, restaurants, pharmacies, florists, video stores, post offices - anywhere Visa debit cards are accepted. Even healthcare providers - including physicians, dentists and hospitals - accept the Visa Check Card for payment. Plus, you can conveniently pay for catalog orders right over the phone. The purchase amount is deducted directly from your checking account, just like a check. There's no need to show identification or wait for check approval. It's also safer than carrying a lot of cash.

Shop Online with Ease
Like to shop on the Internet?  The Visa Check Card works there, too.  From toys to clothing, sporting goods to books, the world of online shopping is just a click away.  And the Internet never closes, so you can shop at any time.

Track your purchases
Visa Check Card purchases will appear on your monthly checking account statement, including information on the amount and date of your purchases.  Or you can use our Connect24 Online Banking to view your check card purchases and ATM transactions.

Use it for great discounts.
Get special discounts on merchandise, apparel, flowers and more when you pay with your Visa Check Card. Simply visit Visa Rewards Online, go shopping on the participating web sites, and use your VISA Check Card and the promotional code when you check out!

Selecting “Credit vs. Debit” for your purchases
At many merchants, you can choose to pay by selecting either the “Credit” or “Debit” option.  Whichever option you choose, the purchase amount will be deducted directly from your checking account.

“CREDIT” OPTION

Choosing “Credit” lets you sign for the transaction rather than entering your PIN.

Step 1: Present your card to the cashier and indicate you are paying with your Visa card.  If there is a point-of-sale terminal, select the “credit” option and swipe your card.

Step 2: After the purchase is approved, the cashier will give you a receipt to sign.*

Step 3: Record the transaction in your checkbook register.

*At certain merchants, such as paying at the pump, you will not be required to sign a receipt.

“DEBIT” OPTION

You will be required to enter your PIN rather than sign a receipt.

Step 1: Select the “debit” option on the point-of-sale terminal and swipe your card.

Step 2: Enter your four-digit Personal Identification Number (PIN) on the keypad.

Step 3: After the purchase is approved, you will be given a receipt.* 

Step 4: Record the transaction in your checkbook register.

*At most merchants, you can receive “cash back” with your purchase when selecting the “debit” option.

The merchant’s name and address, and the transaction amount and date will appear on your monthly checking account statement for easy record keeping.  You can also monitor your purchases by using Connect24 Online Banking.

For More Information
If you would like to learn more about our Visa Check (Debit) Card, contact us today. 

Lost or Stolen Visa Check Cards/ATM Cards
During business hours, please call our Customer Connections at (203) 431-7431 or toll-free at 1-877-431-7431. After business hours, call the lost/stolen card hotline at 1-800-554-8969.
 

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